{"id":575,"date":"2024-06-13T17:18:28","date_gmt":"2024-06-13T14:18:28","guid":{"rendered":"https:\/\/www.swisscreditadvice.ch\/contact\/"},"modified":"2024-10-10T12:31:05","modified_gmt":"2024-10-10T09:31:05","slug":"contact","status":"publish","type":"page","link":"https:\/\/www.swisscreditadvice.ch\/fr\/contact\/","title":{"rendered":"Contact"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; specialty=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2&Prime; specialty_columns=\u00a0\u00bb2&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_row_inner _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb transform_translate=\u00a0\u00bb0px|59px\u00a0\u00bb transform_translate_linked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb1_2&Prime; _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_divider _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_divider][et_pb_heading title=\u00a0\u00bbContactez-nous\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb title_font=\u00a0\u00bb||||||||\u00a0\u00bb title_text_align=\u00a0\u00bbcenter\u00a0\u00bb title_font_size=\u00a0\u00bb33px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_heading][et_pb_text admin_label=\u00a0\u00bbContact Section Subtitle\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.9em\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb max_width=\u00a0\u00bb710px\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb||-3px|||\u00a0\u00bb animation_style=\u00a0\u00bbfold\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb animation_intensity_fold=\u00a0\u00bb20%\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>  Avec Swiss Credit Advice, vous \u00eates sur la bonne voie pour r\u00e9ussir !  <br \/>Contactez-nous d\u00e8s aujourd&rsquo;hui et obtenez les meilleures conditions &#8211; 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icon_font_size=\u00a0\u00bb60px\u00a0\u00bb icon_font_size_last_edited=\u00a0\u00bboff|desktop\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><a href=\"mailto:info@swisscreditadvice.ch\">info@swisscreditadvice.ch<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][et_pb_column_inner type=\u00a0\u00bb1_2&Prime; saved_specialty_column_type=\u00a0\u00bb1_2&Prime; _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_blurb title=\u00a0\u00bbT\u00e9l\u00e9phone\u00a0\u00bb url=\u00a0\u00bbhttp:\/\/wa.chatfuel.com\/swisscreditadvice\u00a0\u00bb use_icon=\u00a0\u00bbon\u00a0\u00bb font_icon=\u00a0\u00bb&#xe00b;||divi||400&Prime; icon_color=\u00a0\u00bb#6eba01&Prime; image_icon_width=\u00a0\u00bb60px\u00a0\u00bb image_icon_width_last_edited=\u00a0\u00bboff|desktop\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; header_font=\u00a0\u00bbMontserrat||||\u00a0\u00bb header_text_color=\u00a0\u00bb#1f1f1f\u00a0\u00bb header_font_size=\u00a0\u00bb22px\u00a0\u00bb header_line_height=\u00a0\u00bb1.8em\u00a0\u00bb body_font_size=\u00a0\u00bb16px\u00a0\u00bb body_line_height=\u00a0\u00bb1.9em\u00a0\u00bb transform_translate=\u00a0\u00bb0px|-4px\u00a0\u00bb transform_translate_linked=\u00a0\u00bboff\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb min_height=\u00a0\u00bb380px\u00a0\u00bb custom_margin=\u00a0\u00bb-179px||||false|false\u00a0\u00bb custom_padding=\u00a0\u00bb185px|10px|0px|0px|false|false\u00a0\u00bb animation_style=\u00a0\u00bbfold\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb animation_delay=\u00a0\u00bb100ms\u00a0\u00bb animation_intensity_fold=\u00a0\u00bb30%\u00a0\u00bb link_option_url=\u00a0\u00bbhttp:\/\/wa.chatfuel.com\/swisscreditadvice\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb border_color_all=\u00a0\u00bb#e0e0e0&Prime; border_style_all=\u00a0\u00bbsolid\u00a0\u00bb use_border_color=\u00a0\u00bbon\u00a0\u00bb border_color=\u00a0\u00bb#e0e0e0&Prime; icon_font_size=\u00a0\u00bb60px\u00a0\u00bb icon_font_size_last_edited=\u00a0\u00bboff|desktop\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><a href=\"http:\/\/wa.chatfuel.com\/swisscreditadvice\"><span style=\"color: #000000;\">+41 76 470 74 78<\/span><\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_padding=\u00a0\u00bb37px|||||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column_inner saved_specialty_column_type=\u00a0\u00bb1_2&Prime; _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_social_media_follow _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_social_media_follow_network social_network=\u00a0\u00bbwhatsapp\u00a0\u00bb url=\u00a0\u00bbhttp:\/\/wa.chatfuel.com\/swisscreditadvice\u00a0\u00bb use_icon_font_size=\u00a0\u00bbon\u00a0\u00bb icon_font_size=\u00a0\u00bb24px\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bb#25D366&Prime; positioning=\u00a0\u00bbfixed\u00a0\u00bb position_origin_f=\u00a0\u00bbcenter_left\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb follow_button=\u00a0\u00bboff\u00a0\u00bb url_new_window=\u00a0\u00bbon\u00a0\u00bb]whatsapp[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][et_pb_divider _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb-52px||||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_divider][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/www.swisscreditadvice.ch\/wp-content\/uploads\/2024\/06\/AdobeStock_113811286-1.jpeg\u00a0\u00bb title_text=\u00a0\u00bbDrapeau suisse\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_margin=\u00a0\u00bb||31px|||\u00a0\u00bb animation_style=\u00a0\u00bbfade\u00a0\u00bb border_radii=\u00a0\u00bbon|68px|68px|68px|68px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_image][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbFAQ\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_color=\u00a0\u00bb#f1f5f7&Prime; custom_margin=\u00a0\u00bb|||\u00a0\u00bb custom_padding=\u00a0\u00bb100px|0|100px|0px|true|false\u00a0\u00bb border_radii=\u00a0\u00bb||15vw||\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb2_3,1_3&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb1px|auto||auto||\u00a0\u00bb custom_padding=\u00a0\u00bb||10px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb2_3&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.25.2&Prime; text_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb40px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_3_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb header_3_font_size=\u00a0\u00bb30px\u00a0\u00bb max_width=\u00a0\u00bb600px\u00a0\u00bb custom_margin=\u00a0\u00bb|||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb0px|50px||50px\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bboff|desktop\u00a0\u00bb custom_padding=\u00a0\u00bb|||\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb30px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3>Questions g\u00e9n\u00e9rales<\/h3>\n<p>[\/et_pb_text][et_pb_accordion closed_toggle_background_color=\u00a0\u00bb#ffffff\u00a0\u00bb icon_color=\u00a0\u00bb#2f8cff\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; toggle_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb toggle_font_size=\u00a0\u00bb20px\u00a0\u00bb toggle_line_height=\u00a0\u00bb1.6em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb body_font_size=\u00a0\u00bb16px\u00a0\u00bb body_line_height=\u00a0\u00bb2em\u00a0\u00bb transform_translate_linked=\u00a0\u00bboff\u00a0\u00bb animation_style=\u00a0\u00bbzoom\u00a0\u00bb animation_direction=\u00a0\u00bbtop\u00a0\u00bb animation_intensity_zoom=\u00a0\u00bb10%\u00a0\u00bb border_radii=\u00a0\u00bbon|10px|10px|10px|10px\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_accordion_item title=\u00a0\u00bbQu&apos;est-ce qu&apos;une hypoth\u00e8que en Suisse ?\u00a0\u00bb open=\u00a0\u00bbon\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Une hypoth\u00e8que en Suisse est un pr\u00eat garanti par un bien immobilier. Elle est souvent utilis\u00e9e pour financer l&rsquo;achat ou la construction d&rsquo;un bien immobilier.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbQuelle est la diff\u00e9rence entre Saron et les pr\u00eats hypoth\u00e9caires \u00e0 taux fixe ?\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb open=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<p>Saron et les hypoth\u00e8ques \u00e0 taux fixe sont deux types diff\u00e9rents de pr\u00eats hypoth\u00e9caires en Suisse. La principale diff\u00e9rence r\u00e9side dans la mani\u00e8re dont le taux d&rsquo;int\u00e9r\u00eat du pr\u00eat est calcul\u00e9 :<\/p>\n<ul>\n<li>\n<p><strong>Hypoth\u00e8ques Saron :<\/strong><\/p>\n<ul>\n<li>Le taux d&rsquo;int\u00e9r\u00eat d&rsquo;un pr\u00eat hypoth\u00e9caire Saron est bas\u00e9 sur le Saron (Swiss Average Rate Overnight). Il s&rsquo;agit d&rsquo;un taux d&rsquo;int\u00e9r\u00eat de r\u00e9f\u00e9rence bas\u00e9 sur les taux d&rsquo;int\u00e9r\u00eat moyens auxquels les banques s&rsquo;accordent entre elles des pr\u00eats \u00e0 court terme. Le taux d&rsquo;int\u00e9r\u00eat d&rsquo;un pr\u00eat hypoth\u00e9caire Saron peut changer r\u00e9guli\u00e8rement, en fonction de l&rsquo;\u00e9volution du taux Saron.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Hypoth\u00e8ques \u00e0 taux fixe :<\/strong><\/p>\n<ul>\n<li>Dans le cas des hypoth\u00e8ques \u00e0 taux fixe, le taux d&rsquo;int\u00e9r\u00eat reste constant pendant une p\u00e9riode convenue (p. ex. 1, 3, 5 ou 10 ans). Cela offre une s\u00e9curit\u00e9 pour la planification des paiements mensuels, car le taux d&rsquo;int\u00e9r\u00eat reste inchang\u00e9 pendant la dur\u00e9e fix\u00e9e.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbQuels sont les avantages et les inconv\u00e9nients des hypoth\u00e8ques Saron et des hypoth\u00e8ques \u00e0 taux fixe ?\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb open=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<ul>\n<li>\n<p><strong>Hypoth\u00e8ques Saron :<\/strong><\/p>\n<ul>\n<li><em>Avantages :<\/em> Taux d&rsquo;int\u00e9r\u00eat potentiellement plus bas, car bas\u00e9s sur les conditions actuelles du march\u00e9.<\/li>\n<li><em>Inconv\u00e9nients :<\/em> Les changements de taux d&rsquo;int\u00e9r\u00eat peuvent entra\u00eener une augmentation des paiements mensuels si le taux Saron augmente.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Hypoth\u00e8ques \u00e0 taux fixe :<\/strong><\/p>\n<ul>\n<li><em>Avantages :<\/em> paiements mensuels stables et pr\u00e9visibles pendant la dur\u00e9e d\u00e9finie.<\/li>\n<li><em>Inconv\u00e9nients :<\/em> Possibilit\u00e9 de taux d&rsquo;int\u00e9r\u00eat initiaux plus \u00e9lev\u00e9s par rapport aux pr\u00eats hypoth\u00e9caires Saron \u00e0 taux variable.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bb  Comment choisir entre les hypoth\u00e8ques Saron et les hypoth\u00e8ques \u00e0 taux fixe ?\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb open=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<p>Le choix entre les hypoth\u00e8ques Saron et les hypoth\u00e8ques \u00e0 taux fixe d\u00e9pend de votre tol\u00e9rance au risque et de votre besoin de s\u00e9curit\u00e9 en mati\u00e8re de taux d&rsquo;int\u00e9r\u00eat :<\/p>\n<ul>\n<li>Si vous souhaitez b\u00e9n\u00e9ficier de taux d&rsquo;int\u00e9r\u00eat potentiellement plus bas et \u00eates pr\u00eat \u00e0 assumer le risque de fluctuations des taux d&rsquo;int\u00e9r\u00eat, un pr\u00eat hypoth\u00e9caire Saron pourrait convenir.<\/li>\n<li>Si vous pr\u00e9f\u00e9rez des paiements mensuels stables et pr\u00e9visibles et \u00eates pr\u00eat \u00e0 accepter des taux d&rsquo;int\u00e9r\u00eat \u00e9ventuellement un peu plus \u00e9lev\u00e9s, un pr\u00eat hypoth\u00e9caire \u00e0 taux fixe serait un meilleur choix.<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbPuis-je modifier mon hypoth\u00e8que en cours de route ?\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb open=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<p><span>Oui, en Suisse, les emprunteurs ont g\u00e9n\u00e9ralement la possibilit\u00e9 de modifier leur hypoth\u00e8que en cours de route. Cela peut se faire en passant \u00e0 un autre prestataire pour b\u00e9n\u00e9ficier de taux d&rsquo;int\u00e9r\u00eat plus avantageux ou en changeant de type d&rsquo;hypoth\u00e8que (par exemple en passant d&rsquo;une hypoth\u00e8que Saron \u00e0 taux variable \u00e0 une hypoth\u00e8que \u00e0 taux fixe).<\/span><\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbQuels sont les facteurs qui influencent le montant d&apos;une hypoth\u00e8que ?\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb open=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n<p>Le montant d&rsquo;une hypoth\u00e8que est d\u00e9termin\u00e9 par diff\u00e9rents facteurs, notamment<\/p>\n<ul>\n<li><strong>Revenu et solvabilit\u00e9 :<\/strong> la situation financi\u00e8re et la solvabilit\u00e9 de l&#8217;emprunteur jouent un r\u00f4le crucial.<\/li>\n<li><strong>Valeur du bien :<\/strong> la valeur du bien immobilier \u00e0 financer influence la solvabilit\u00e9 et le montant du pr\u00eat.<\/li>\n<li><strong>Fonds propres :<\/strong> plus les fonds propres sont \u00e9lev\u00e9s, plus le taux d&rsquo;int\u00e9r\u00eat peut \u00eatre bas et moins le cr\u00e9dit est n\u00e9cessaire.<\/li>\n<li><strong>Taux d&rsquo;int\u00e9r\u00eat et dur\u00e9e :<\/strong> ces facteurs d\u00e9terminent la charge mensuelle et le co\u00fbt total de l&rsquo;hypoth\u00e8que.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.25.2&Prime; text_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.8em\u00a0\u00bb header_font=\u00a0\u00bb||||||||\u00a0\u00bb header_2_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb header_2_font_size=\u00a0\u00bb40px\u00a0\u00bb header_2_line_height=\u00a0\u00bb1.5em\u00a0\u00bb header_3_font=\u00a0\u00bbMontserrat|300|||||||\u00a0\u00bb transform_translate=\u00a0\u00bb0px|17px\u00a0\u00bb transform_translate_linked=\u00a0\u00bboff\u00a0\u00bb max_width=\u00a0\u00bb600px\u00a0\u00bb custom_margin=\u00a0\u00bb-54px||9px|||\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb0px|50px||50px\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bboff|desktop\u00a0\u00bb custom_padding=\u00a0\u00bb8px|||||\u00a0\u00bb header_2_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_2_font_size_phone=\u00a0\u00bb30px\u00a0\u00bb header_2_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h2>\u00c0 propos de Swiss Credit Advice<\/h2>\n<p>[\/et_pb_text][et_pb_accordion open_toggle_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb open_toggle_background_color=\u00a0\u00bb#2f8cff\u00a0\u00bb closed_toggle_text_color=\u00a0\u00bb#ffffff\u00a0\u00bb closed_toggle_background_color=\u00a0\u00bb#2f8cff\u00a0\u00bb icon_color=\u00a0\u00bb#ffffff\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; toggle_font=\u00a0\u00bbMontserrat||||||||\u00a0\u00bb toggle_font_size=\u00a0\u00bb18px\u00a0\u00bb toggle_line_height=\u00a0\u00bb1.6em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat||||||||\u00a0\u00bb body_text_color=\u00a0\u00bbrgba(255,255,255,0.8)\u00a0\u00bb body_line_height=\u00a0\u00bb1.9em\u00a0\u00bb transform_translate=\u00a0\u00bb-22px|0px\u00a0\u00bb transform_translate_linked=\u00a0\u00bboff\u00a0\u00bb width=\u00a0\u00bb114.7%\u00a0\u00bb custom_margin=\u00a0\u00bb|-50px|60px|||\u00a0\u00bb animation_style=\u00a0\u00bbzoom\u00a0\u00bb animation_direction=\u00a0\u00bbtop\u00a0\u00bb animation_intensity_zoom=\u00a0\u00bb10%\u00a0\u00bb border_radii=\u00a0\u00bbon|10px|10px|10px|10px\u00a0\u00bb border_width_all=\u00a0\u00bb0px\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_accordion_item title=\u00a0\u00bbPourquoi Swiss Credit Advice ?\u00a0\u00bb open=\u00a0\u00bboff\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Derri\u00e8re Swiss Credit Advice se trouve une \u00e9quipe exp\u00e9riment\u00e9e d&rsquo;experts financiers qui offrent des conseils ind\u00e9pendants et sur mesure. Fond\u00e9s par des investisseurs ayant une longue exp\u00e9rience du march\u00e9 financier et hypoth\u00e9caire, ils travaillent ind\u00e9pendamment des banques afin d&rsquo;assurer les meilleures conditions \u00e0 leurs clients. Son vaste r\u00e9seau de banques partenaires et son approche transparente et orient\u00e9e vers le client garantissent que les clients obtiennent les solutions hypoth\u00e9caires optimales. Gr\u00e2ce \u00e0 une technologie moderne et \u00e0 un soutien continu, Swiss Credit Advice offre un service complet, du premier entretien de conseil \u00e0 la signature du contrat et au-del\u00e0.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbCombien co\u00fbte le service ?\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb open=\u00a0\u00bboff\u00a0\u00bb]Swiss Credit Advice propose une commission de r\u00e9sultat qui n&rsquo;est due qu&rsquo;en cas de succ\u00e8s de la m\u00e9diation hypoth\u00e9caire. Les frais exacts sont fix\u00e9s avant la signature du contrat.[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbQuels avantages Swiss Credit Advice offre-t-il \u00e0 ses clients par rapport aux pr\u00eats bancaires directs ?\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb open=\u00a0\u00bboff\u00a0\u00bb]Par rapport aux pr\u00eats bancaires directs, Swiss Credit Advice offre \u00e0 ses clients un choix plus large d&rsquo;offres de cr\u00e9dit de diff\u00e9rentes banques, sans parti pris pour une banque sp\u00e9cifique. Nous fournissons des conseils objectifs adapt\u00e9s aux besoins individuels et prenons en charge l&rsquo;ensemble du traitement des documents afin de simplifier le processus pour vous.[\/et_pb_accordion_item][et_pb_accordion_item title=\u00a0\u00bbQuelle est la dur\u00e9e du processus typique entre la demande et l&apos;approbation d&apos;un pr\u00eat hypoth\u00e9caire chez Swiss Credit Advice ?\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb open=\u00a0\u00bbon\u00a0\u00bb]<\/p>\n<p>Chez Swiss Credit Advice, nous nous effor\u00e7ons de rendre le processus rapide et fluide, de la demande \u00e0 l&rsquo;approbation d&rsquo;un pr\u00eat hypoth\u00e9caire. Nos experts financiers exp\u00e9riment\u00e9s et notre vaste r\u00e9seau de banques partenaires nous permettent de vous garantir les meilleures conditions dans les plus brefs d\u00e9lais. Le d\u00e9lai exact peut varier, mais nous pr\u00e9voyons en moyenne 3 \u00e0 4 semaines entre le moment de la demande et la signature des contrats de cr\u00e9dit.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; admin_label=\u00a0\u00bbContact\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; background_color=\u00a0\u00bb#f4f4f4&Prime; background_image=\u00a0\u00bbhttps:\/\/www.swisscreditadvice.ch\/wp-content\/uploads\/2024\/06\/AdobeStock_310993537-scaled.jpeg\u00a0\u00bb custom_margin=\u00a0\u00bb-109px|||||\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb animation_duration=\u00a0\u00bb1600ms\u00a0\u00bb animation_intensity_slide=\u00a0\u00bb21%\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.25.2&Prime; background_color=\u00a0\u00bb#f4f4f4&Prime; border_radii=\u00a0\u00bboff|18px|18px||\u00a0\u00bb custom_width_px=\u00a0\u00bb710px\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; background_position=\u00a0\u00bbtop_left\u00a0\u00bb custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_divider color=\u00a0\u00bb#4e5ed0&Prime; divider_weight=\u00a0\u00bb3px\u00a0\u00bb disabled_on=\u00a0\u00bboff|off|off\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_color_gradient_direction=\u00a0\u00bb90deg\u00a0\u00bb max_width=\u00a0\u00bb100px\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb height=\u00a0\u00bb5px\u00a0\u00bb custom_margin=\u00a0\u00bb||20px|\u00a0\u00bb custom_padding=\u00a0\u00bb||20px|\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb saved_tabs=\u00a0\u00bball\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_divider][et_pb_text admin_label=\u00a0\u00bbContact Section Title\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; header_font=\u00a0\u00bbMontserrat||||\u00a0\u00bb header_text_color=\u00a0\u00bb#1f1f1f\u00a0\u00bb header_font_size=\u00a0\u00bb36px\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb max_width=\u00a0\u00bb710px\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb animation_style=\u00a0\u00bbfold\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb animation_intensity_fold=\u00a0\u00bb20%\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h1>Formulaire de contact<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=\u00a0\u00bbContact Section Subtitle\u00a0\u00bb _builder_version=\u00a0\u00bb4.25.2&Prime; text_font_size=\u00a0\u00bb16px\u00a0\u00bb text_line_height=\u00a0\u00bb1.9em\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb max_width=\u00a0\u00bb710px\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb animation_style=\u00a0\u00bbfold\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb animation_intensity_fold=\u00a0\u00bb20%\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>B\u00e9n\u00e9ficiez d&rsquo;un soutien de qualit\u00e9 et de conseils financiers personnalis\u00e9s de la part de Swiss Credit Advice &#8211; votre source fiable de solutions sur mesure.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.25.2&Prime; background_color=\u00a0\u00bb#f4f4f4&Prime; max_width=\u00a0\u00bb1081px\u00a0\u00bb module_alignment=\u00a0\u00bbcenter\u00a0\u00bb custom_margin=\u00a0\u00bb0px|||0px|false|false\u00a0\u00bb custom_padding=\u00a0\u00bb||0px|29px|false|false\u00a0\u00bb border_radii=\u00a0\u00bboff|||18px|18px\u00a0\u00bb use_custom_width=\u00a0\u00bbon\u00a0\u00bb custom_width_px=\u00a0\u00bb900px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_contact_form captcha=\u00a0\u00bboff\u00a0\u00bb email=\u00a0\u00bbinfo@swisscreditadvice.ch\u00a0\u00bb module_id=\u00a0\u00bbet_pb_contact_form_1&Prime; _builder_version=\u00a0\u00bb4.25.2&Prime; 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Contactez-nous d\u00e8s aujourd&rsquo;hui et obtenez les meilleures conditions &#8211; Garanties !info@swisscreditadvice.ch+41 76 470 74 78Questions g\u00e9n\u00e9ralesUne hypoth\u00e8que en Suisse est un pr\u00eat garanti par un bien immobilier. Elle est souvent utilis\u00e9e pour financer l&rsquo;achat ou la construction d&rsquo;un bien immobilier. &nbsp;Saron et [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-575","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.swisscreditadvice.ch\/fr\/wp-json\/wp\/v2\/pages\/575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.swisscreditadvice.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.swisscreditadvice.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.swisscreditadvice.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.swisscreditadvice.ch\/fr\/wp-json\/wp\/v2\/comments?post=575"}],"version-history":[{"count":20,"href":"https:\/\/www.swisscreditadvice.ch\/fr\/wp-json\/wp\/v2\/pages\/575\/revisions"}],"predecessor-version":[{"id":709,"href":"https:\/\/www.swisscreditadvice.ch\/fr\/wp-json\/wp\/v2\/pages\/575\/revisions\/709"}],"wp:attachment":[{"href":"https:\/\/www.swisscreditadvice.ch\/fr\/wp-json\/wp\/v2\/media?parent=575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}